Saving Remains Tough in 2026, Premiums Also Hardly Changed

The premiums for building savings and the state-subsidized retirement provision ("future provision") will also remain unchanged in 2026. Next year, the building savings premium will again be 1.5 percent, and for the future provision, the premium will continue to be 4.25 percent. Next year, a deposit of up to 1,200 euros per year will be subsidized for building savings, with the maximum premium accordingly being 18 euros.

Subsidy for Future Provision Slightly Increases in 2026

The maximum possible subsidy for the future provision, on the other hand, will slightly increase. The upper limit for subsidized deposits is linked to the ASVG maximum contribution basis. According to the Ministry of Finance, the maximum deposit for a subsidy in 2026 is 3,817.04 euros (2025: 3,552.66 euros), with the maximum subsidy being 162.22 euros (2025: 150.99 euros).

(APA/Red)

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